The year of adulating, or: Bitch better manage my money
2016 is going to be my year of “Adulting.” I figured with 40 right around the corner, I should start doing “adult things.” No, not THOSE things. Never those things. Adult-Things. Like: plan for my financial future.
This one really gets me because I hear some people talk about trusts and 401k and IRAs and I’m like, “Oh, yeah, sure, I got an IRA. Gershwin. I have his complete library in mp3s.” At 25, it was easy to roll my eyes, change my baby’s diaper, and say, “Yeah, I’ll figure all that out some day. Can you hand me the Balmex?” But as I realized recently, my gray-to-black hair ratio is flip-flopping, and it might be possible some day should be sometime next year.
Also on my list: being a best-selling writer by the time I’m 30. Still working on that one too.
But money, that’s serious yo. I don’t want to be one of those people who stumbles towards a gray zone of retirement without any plans of what to do or how to pay for it. And I certainly DON’T want to be one of those people who just daydreams I’ll live off government benefits. I want my retirement to be a plethora of well-funded rainbows and sunshine and drinking wine on the Amalfi Coast.
Another thing I should do in 2016: try wine.
So it seems I should stop thinking about the thing, and just do the thing. (I totally stole this concept from Amy Poehler’s book, Yes, Please, which I’m currently nearly done reading.) But now I have to figure out all this adult stuff like investments and divestments and divergents and stuff. And, I… am lost.
What do you do? I’m talking to YOU, the people out there who are actual Adults and have thought about this stuff, and better yet, done something about it. Do you use a financial planner? This seems a very adult thing I should do, but I haven’t gotten around to yet. Do you have any books you recommend? Hit me up, because I’m clueless.
Do you have any recommendations on a newbie wine? Yeah, you can post that below too.